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Connectivity Comparison
Implementation Web Connect Direct Connect
Software supported
OFX server required No Yes
Functionality Web Connect Direct Connect
Offers reduced data entry
Unique transaction IDs to avoid duplicates
Quicken account selection automatic during download
Create Quicken account during 1st download
Specific financial institution setup instructions
Auto-calculates opening balance and statement date - no manual setup!
Security - Industry standard encryption supported
Bank and Investment statement download supported
In-product Messaging
Date range pre-selected  
One Step Update: Direct download supported  
Auto-create ALL Quicken accounts during 1st download  
Online Bill Pay in Quicken  
OFX email in Quicken  
Intra-FI Online Transfers in Quicken